Customer focus and reliability
We put our customers at the center of everything we build and operate dependable services they can trust day in and day out.
About Us
We're making digital financial services accessible to everyone
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About the Company
Licensed & Regulated (Central Bank of Rwanda PSP)
Future Dynamic Innovations (FDI) is a Central Bank of Rwanda licensed and regulated Payment Service Provider (PSP) delivering digital financial services across the country. Through Efashe, our proprietary platform, we offer digital aggregation, merchant payment solutions, shared agency banking, and value-added services such as Bulk SMS and USSD aggregation. These services are accessible through a nationwide agent network and a self-service platform.
FDI partners with banks, microfinance institutions (MFIs), SACCOs, telecom operators, utility companies, pay TV providers, and other essential service providers to streamline payments and service access. Our solutions are accessible via APIs tailored for financial institutions and businesses, along with web portals, agent points, and, mobile applications.
Mission & Vision
Our Mission
Empowering Africa
We work together to deliver tailored digital financial solutions that create value for our customers, partners, employees, and shareholders across Africa.
Our Vision
Technology for Life
A world, in which technology is enhanced to improve the quality of life, is our world. Making an extensive use of current technology in shaping the future.
100+ Businesses Trust Us
Why do businesses love Efashe?
Join hundreds of businesses leveraging our infrastructure to deliver exceptional financial services
1
Reliable aggregation infrastructure
Carrier-grade USSD, Bulk SMS, and payment rails with real-time reporting.
2
Multi-market coverage
Operating in Rwanda, Malawi, and Zambia with regional expansion in view.
3
Developer-friendly APIs
Modern APIs and portals for quick integrations and faster go-to-market.
4
Agent network enablement
Cash-in/cash-out, bill pay, and merchant services through local agents.
100+
Active Partners
3M+
Happy Customers
3
Countries
99.9%
Uptime
Our Values
Our Core Values
Innovation and scalability
We design future‑proof platforms, iterate quickly, and engineer for scale, performance, and resilience.
Partnership and inclusion
We collaborate closely with partners and communities, valuing diverse perspectives to expand access and opportunity.
“These values aren't just words on a page—they're the principles that drive every decision we make and every solution we build for our customers across Africa.”
Our Journey
Our Journey
From a technology services company to Africa's leading fintech aggregation platform.
2013
2013
Foundation
Future Dynamic Innovations (FDI) founded as a technology services and custom solutions development company, laying the groundwork for what would become Efashe.
2016 — 2020
2016 — 2020
Platform Launch & Growth
Launch of the Efashe platform and expansion of aggregation services including Bulk SMS, USSD, digital payments, and electronic value distribution. This period marked FDI's transformation into a comprehensive fintech platform.
2021 — Present
2021 — Present
Regional Expansion
Expanded operations into Rwanda, Malawi, and Zambia, enabling agent banking services, prepaid electricity payments, TV subscription renewals, tax payments, business collections, and robust API integrations.
Agent banking services launched
Prepaid electricity payments
TV subscription renewals
Tax payment integration
Multi-country expansion: Rwanda, Malawi, Zambia